Often clients think they can't be helped or they wont be qualified. I'm thankful for the resources I have as a banker at the largest direct lender. With over 170 different programs, I review and compare your current complete financial situation, and compare to the outcome of every program available. If I can help, great, i'll walk you through it quick and easy. If not, no harm done. We will part as friends and talk again when the time is right! Soft inquiry, NO RISK!
Refinance and common transactions
Mortgage Statement w/ HOI Dec page (homeowners insurance)
2 Years employment history*- some gaps excepted.
-Most recent pay stubs, 2 years W-2's
2 months bank statements/ Online import option
Self Employed- 2 years, all 1099, 1040's, ALL schedules
Pension/ Social Security Award letters and 1099
Cash-out refinance- Most Common
Home equity loans- Popular in contrast of larger principal balance-$45K and up
Home Equity Lines of Credit- Revolving credit line like a credit card, secured by your home.
Here clients look to lower the payment or pay off their home more quickly. Every clients needs are different.
Inquire directly for information tailored to your circumstances.
The process of determining how much money you can borrow to buy a home.
Provides sellers with confidence in a buyers financing. Highly useful in competitive markets.
VA and FHA loans, ONE +. 30 year fixed, YOURgage, Purchase+, Adjustable rate mortgages and Jumbo loans.
Just some of the ways we help clients purchase that next Primary, Secondary or investment residential property! 2-4 unit Multi-Families are residential too!
I find the most success connecting with clients starting early in the process. I started as a debt specialist and am now with the #1 mortgage lender in the nation!
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